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About Triumph Financial

Triumph Financial (TFIN) is a financial and technology company focused on payments, factoring and banking.

Through our brands —TriumphPay and Triumph – we use technology and innovation to reduce friction in cash flow management and increase the speed of payments for the trucking industry.

Our TBK Bank brand provides consumer, business and commercial banking solutions, including a full range of lending products.

Our Brands

In many cases, the solutions offered by one brand works together with another brand to create exceptional value for their clients and drive businesses and communities of all sizes toward the future.

Triumph is the transportation industry’s go-to for cash flow management services, including factoring, fuel programs, insurance, equipment finance and more.

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TriumphPay is the payments network for freight brokers, factors, shippers and carriers in the North American trucking industry.

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TBK Bank is focused on meeting client needs through an expansive offering of consumer, business and commercial banking products and solutions.

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Our Purpose

We focus on creating value by helping our team members thrive, our customers succeed and our communities prosper. Our team members go to work every day for a purpose greater than themselves. We have a clear path forward, and by working together as one team, we create a world-class experience for our clients and team members. While we go to market with three distinct brands, we share one common purpose: Helping People Triumph.

Our History

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023

At the end of 2010, Triumph acquired EJ Financial and its banking subsidiary, Equity Bank. This led to the formation of Triumph Bancorp and Triumph Savings Bank and kicked off a decade of success.

After a very successful year, Triumph spent the next twelve months of 2011 planning for the future and cleaning up their assets to prepare for the next decade of rapid growth.

In 2012, we officially moved to our current headquarters in Dallas, Texas. This year was filled with new adventures starting with acquiring a leading transportation factoring company, Advance Business Capital, which later became known as Triumph Business Capital. By the fall, we had introduced two new members of the Triumph group, Triumph Commercial Finance and Triumph Capital Advisors.

2013 was a big year for our business as we acquired THE National Bank in the Midwest. For our team members, we kicked off our annual trip to El Salvador with Living Water International and introduced our Texas-style BBQ trailer, The Money Pit. We were honored to close another great year with a new title from the Dallas Business Journal - one of the “Best Places to Work.”

We continued to grow in 2014 when we acquired Doral Healthcare Finance, which was later rebranded as Triumph Healthcare Finance, and launched Triumph Insurance Group. By the fall, we had completed the IPO process and were listed on the Nasdaq under the ticker symbol TBK.

Halfway through the decade, our successes were recognized by the Dallas Business Journal and we were named one of “DFW’s fastest growing mid-sized companies.” We continued to expand by launching our premium finance solutions provider, Triumph Premium Finance. And by the end of the year, we merged our two banks, forming TBK Bank, SSB.

2016 brought on even more growth with new acquisitions — ColoEast Bankshares, Inc. and its community banking subsidiary, Colorado East Bank & Trust and Southern Transportation Insurance Agency.

In 2017, our TBK Bank branch footprint grew even bigger with the acquisition of Valley Bank & Trust and another 9 branches from Independent Bank. We also made the strategic decision to sell Triumph Capital Advisors.

By 2018, we sold Triumph Healthcare Finance to CNH Finance and Triumph Business Capital acquired Interstate Capital Corporation. We expanded west purchasing First National Bank of Durango, Citizens Bank of Pagosa Springs and Bank of New Mexico. We ended the year by christening the most ‘epic’ BBQ trailer yet, serving Texas-style BBQ throughout our communities.

The year 2019 was a difficult one in many respects, but a successful one in others. We focused on credit discipline, core deposits and operating efficiency to drive greater value in our community bank platform. We also dedicated resources to transforming our transportation fintech platform at Triumph Business Capital and TriumphPay.

Despite the challenges our world faced in 2020, we continued working towards our goals. Triumph Business Capital acquired transportation factoring assets from Transport Financial Solutions and we sold Triumph Premium Finance to Peoples Bank. We celebrated the grand opening of our first TBK Bank full-service retail branch in Dallas, and we ended the summer as one of the Fortune 100 “Fastest-Growing Companies.”

In 2021, we continued our transformation from a bank with a commercial finance platform to a leading financial technology company. The year was, by many measures, the best single year Triumph has had since its inception. TriumphPay also completed the acquisition and integration of HubTran and the Dallas Business Journal named Triumph to the “Middle Market 50,” a list of DFW’s fastest growing mid-size companies.

In 2022, we continued the transformation of our organization into a world-class company. Changing our name to Triumph Financial reflects our evolution from a bank holding company to a financial and technology company focused on payments, factoring, and banking. Our new Triumph brand focused on our commitment to the transportation industry as the go-to for cash flow management services, including factoring, insurance, equipment finance, fuel and more.

In 2023, Triumph Financial returned to Central America with Living Water International, sending our first group to build a water well in Nicaragua.

ASSETS - $235.6 million

BRANCHES - 2 total

TEAM - 30 team members

ASSETS - $252.5 million

BRANCHES - 2 total

TEAM - 32 team members

ASSETS - $301.5 million

BRANCHES - 2 total

TEAM - 109 team members

ASSETS - $1.3 billion

BRANCHES - 19 total

TEAM - 453 team members

ASSETS - $1.4 billion

BRANCHES - 18 total

TEAM - 517 team members

ASSETS - $1.7 billion

BRANCHES - 19 total

TEAM - 525 team members

ASSETS - $2.6 billion

BRANCHES - 37 total

TEAM - 730 team members

ASSETS - $3.5 billion

BRANCHES - 51 total

TEAM - 855 team members

ASSETS - $4.6 billion

BRANCHES - 61 total

TEAM - 1,155 team members

ASSETS - $5.0 billion

BRANCHES - 61 total

TEAM - 1,107 team members

ASSETS - $5.9 billion

BRANCHES - 63 total

TEAM - 1,216 team members

ASSETS - $6.0 billion

BRANCHES - 63 total

TEAM - 1,332 team members

ASSETS - $5.3 billion

BRANCHES - 63 total

TEAM - 1,459 team members

ASSETS - $5.4 billion

BRANCHES - 63 total

TEAM - 1,485 team members

Life At Triumph Financial

At Triumph Financial, we’re #OneTeam. We refer to ourselves as team members, working together and showing respect towards our shared goals. Our mission is to work together as one team - regardless of brand - across our organization to help our team members, clients, and communities achieve a better financial life. That means building meaningful relationships, expressing a 'desire-to-win' spirit, and working together to make a difference in the world and for those we serve.

Our Core Values

Our long-standing core values are based on sound business practices and biblical principles. They flourish in our culture which helps our team members thrive, our customers succeed and our communities prosper. We commit ourselves to transparency, respect, investing for the future, understanding that unique is good, knowing that the mission is more than money and that people make the difference. Above all else, we value humility.

Our Diversity

At Triumph Financial, we are committed to diversity, equity and inclusion. Building a better tomorrow includes celebrating the uniqueness of our team members, clients, partners and communities, while promoting a culture of understanding and acceptance. We dedicate ourselves to creating an environment where we value and listen to everyone with humility and act with respect. We are proud to be an equal opportunity employer and we do not discriminate in recruitment, hiring, training, promotion, or other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis that is prohibited by federal, state or local law.

Our Service to Others

At Triumph Financial, we strive to do the most good in the areas of greatest need through our philanthropic endeavors. Our philanthropic vision centers on four areas: advocating for safety and justice, providing access to basic needs, supporting families, and transforming communities. We support these initiatives at home and around the world by partnering with those who share our philanthropic priorities, have a history of implementing effective assistance programs, and are experts in their fields of service. This focus allows us to serve in places where we can create the most significant impact.

Our Benefits We provide a comprehensive benefits package, including:

Medical, Dental, Vision Insurance
Flexible Spending Accounts
Life and AD&D Insurance
401(k) Retirement Savings
Employee Stock Purchase Plan
Paid Parental Leave
Paid Time to Volunteer
Paid Time Off
Educational Assistance

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