Job Description

Position Summary: The Special Assets Relationship Manager is critical to the business to support the portfolio team in handling those relationships that have unique circumstances.  The Special Assets Group ("SAG") has the primary responsibility of working out distressed loans and disposing of foreclosed real estate.  The individual in this role will report to the team leader (SVP - Special Assets).  The position will also work on creating and monitoring various monthly reports and provide professional analysis and advice as needed. 


The primary objective of this position is to help manage risk and resolve distressed loans within the portfolio.  Essential duties and responsibilities include but are not limited to the following:

  • Partner with portfolio team to lead the resolution for loans that have been assigned to SAG.

  • Review credit and collateral quality to determine appropriate course of action for SAG loans.

  • Formulate and implement litigation strategies in collaboration with outside counsel as needed, including foreclosures and replevin actions.

  • Actively manage and track the bank’s special assets portfolio clients including review of risk ratings, reserves and charge offs in coordination with the Credit Department’s senior leadership and accounting department.

  • Communicate with portfolio team weekly and monthly on past due accounts.

  • Assist with creation and analysis of monthly and quarterly reports for the Board of Directors and Executive Loan Committee.

  • Provide management and oversight of internal reporting for credits that are on the SAG radar to ensure team involvement begins when appropriate.

  • Identify opportunities and provide recommendations for department efficiencies, process and procedure improvements, and overall team success.

  • Other duties as assigned.


  • Bachelor’s degree in Accounting, Finance or business related field.

  • 5+ years of experience in a banking or asset based lending environment.

  • Workout and/or field exam experience preferred.

  • Commercial real estate, SBA and or consumer collections experience preferred.

  • Prior knowledge of distressed loans, bankruptcy, workouts and charge-offs is ideal.


The successful candidate will possess a strong background in managing distressed loans, disposing of foreclosed real estate, and the ability to foster positive relationships across functions. Additionally, the ideal candidate should possess the following:

  • Strong communication skills both written and verbal.

  • Comfortable using technology for communication, documentation and daily work.

  • Experience reading, reviewing and understanding legal documentation.

  • Ability to work independently and think critically in analytical and strategic decisions.

  • Strong organizational, prioritization and time management skills; self-motivated and reliable, driven to hit performance targets in a fast-paced environment.

  • Ability to work with minimal supervision.

  • Robust computer skills and the ability to learn new applications quickly; experience with Outlook, Excel, Word, and PDF editors.

  • Strong collaborative skills and ability to build a consensus.

  • Strong and focused team player.

  • Passion for excellence and a desire to encourage and support team members.

Application Instructions

Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!

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